Talk to a funding specialist.

No. Growth Rate Capital is a working capital solutions company that connects business owners with independent third-party lenders. We package your file once and place it with the lender most likely to fund it — we don't originate or service the financing ourselves.

Most files receive a decision the same day. Once you select an offer and complete the lender's documentation, funds typically deposit within one business day. Start to finish is often under 72 hours.

The initial review is a soft inquiry only and does not affect your score. A hard inquiry happens only after you've seen offers and authorized a specific lender to underwrite the file.

None. No application fee, no consulting fee, no upfront cost of any kind. We're compensated by the lender on funding — if a deal doesn't fund, no fee is paid by anyone.